Tell us what you won
Provide the agency, award or purchase-order number, contract value, performance period, invoice status, and the costs that arrive before payment.
GoVendorFind Your Funding Partner Now GOVERNMENT CONTRACT FINANCING · NATIONWIDE
Get Funded in 3 Weeks — Not 3 Months — Against Your Government Award
80–90% cash advance while you wait for agency payment. No collateral. No application fees. No risk to you.
These are common eligible ranges, not promises. “No risk” means no cost or obligation to request a GoVendor match. GoVendor is not a lender; partner approval, timing, pricing, collateral, recourse, advance rate, and final terms vary.
1–3 weeksSpeed for complete, eligible files
$0 to matchNo-risk contractor intake
All levelsFederal, state, and local coverage
More capacitySurety and certification support
HOW IT WORKSOne focused path from award
One focused path from award
to an independent partner.
Contractor funding moves faster when the award, payment path, and immediate working-capital need are clear.
Review one relevant partner
GoVendor looks for an independent factor, contract-finance provider, lender, surety specialist, or certification adviser aligned with the transaction.
Compare the final terms
The partner verifies the file, underwrites the request, and presents its own terms. You decide whether the structure, price, protections, and timing work.
CONTRACTOR FUNDING OPTIONS
Match the funding type to the cash-flow gap.
Names overlap in the market, so compare the legal structure and final agreement—not just the label.
Invoice advance
An independent partner may advance against an eligible government invoice or receivable. This may also be described as invoice factoring or receivables financing.
Mobilization working capital
Funding intended for payroll, materials, equipment, insurance, or subcontractors before the first approved invoice exists.
Bridge financing
Short-term small contractor financing that bridges a specific need until an expected public payment or contract milestone.
Surety and certification support
Connections for bid, performance, or payment bonds and for third-party help with 8(a), HUBZone, SDVOSB, or WOSB readiness.
COVERAGE
Built for small government contractors across the country.
Potential coverage includes prime contractors and eligible subcontractors serving federal, state, county, municipal, school, university, authority, and other public-sector customers.
Invoice-stage filesGovernment payment advances against eligible, accepted receivables.
Award-stage filesWorking capital to mobilize before billing begins.
State-specific guidanceStart with Illinois, Michigan, or Florida resources while retaining nationwide coverage.
FREQUENTLY ASKED QUESTIONSClear expectations.
Clear expectations.
No funding promises.
01Is GoVendor the lender?
No. GoVendor Advance is an intake and referral service. Any financing, factoring, surety, or certification-services agreement is between the contractor and an independent partner, which makes its own underwriting and approval decision.
02Can I receive 80–90% of an invoice?
Many eligible invoice-advance structures use that range, but it is not guaranteed. The agency, contract, invoice status, acceptance, disputes, concentration, assignment terms, and partner underwriting determine the actual advance rate.
03How fast can contractor funding happen?
A complete, eligible file may move from partner review to funding in roughly one to three weeks. Missing documents, agency verification, underwriting, legal review, banking schedules, or contract restrictions can make the process longer.
04What does it cost to request a match?
There is no GoVendor application or matching fee for the contractor and no obligation to accept an introduction. GoVendor may receive a referral fee from a partner only if a transaction funds.
05Does every transaction require no collateral?
No collateral is required merely to request a GoVendor match. A partner may require an assignment of receivables, recourse, a guarantee, collateral, notices, or other protections in its final agreement. Review those terms before accepting.
06What government work can be considered?
Potential coverage includes federal, state, county, municipal, school, authority, university, and other public-sector awards nationwide, including prime and some subcontract work. Eligibility remains transaction- and partner-specific.
KEEP BUILDING YOUR PLAN
Use the guide that matches your next decision.
GOVENDOR ADVANCEYou earned the award.
You earned the award.
Now protect the cash flow.
Share the award, expected billing date, and costs that arrive first. Requesting a match is free and does not obligate you to accept a partner’s terms.
Find Your Funding Partner Now GoVendor does not lend, underwrite, approve, purchase receivables, transmit funds, or guarantee funding.