Performance begins before billing
A small contractor may need to hire, buy, insure, bond, or mobilize weeks before reaching the first approved invoice milestone.
GoVendorGet Matched With a Partner Serving Florida FLORIDA GOVERNMENT CONTRACTOR FUNDING
Funding for Florida Government Contractors.
Just won a State of Florida contract through MyFloridaMarketPlace? A Miami-Dade, Broward, Orlando, or other local award? Eligible independent partners may advance against an approved invoice or evaluate working capital for performance—often within 1–3 weeks for a complete, approved transaction.
GoVendor is an intake and referral service, not a lender or receivables purchaser. An independent partner may offer financing or purchase eligible commercial receivables after its own verification, underwriting, approval, and final agreements. Timing and advance rates are not guaranteed.
1–3 weeksPlanning range for complete, eligible files after partner review begins.
80–90%Common invoice-advance range for some eligible transactions; actual terms vary.
$0 to matchNo GoVendor application or matching fee for contractors.
State + localFlorida agencies, counties, cities, schools, authorities, universities, and federal work.
WHY THE GAP HURTS
A Florida award can require cash long before the payment arrives.
Mobilization, payroll, materials, insurance, equipment, bonding, travel, and subcontractor costs may come due before invoice acceptance and public payment.
A proper invoice still needs approval
The purchase order, delivery or service record, invoice, receipt, inspection, approval, and payment record must align.
Growth competes for the same cash
Florida contractor financing can protect working capital needed for the current job, the next award, and ordinary operations.
Florida's prompt-payment rules depend on the buyer and facts.
Florida law addresses State invoice processing and interest after applicable conditions and timeframes, including receipt, inspection, and approval. Construction, local-government, disputed, and federal payment paths may differ. The contract and current official guidance control.
HOW IT WORKS
Three steps from Florida award to partner review.
A focused request identifies the public buyer, procurement system, performance stage, invoice status, and exact business-purpose use of funds.
- 01
Identify the buyer and award
Share the State agency, Miami-Dade or Broward department, municipality, school, authority, university, or federal agency; then add the contract or purchase-order number, scope, value, term, and billing schedule.
- 02
Document performance and payment
Provide the budget, invoice or milestone status, acceptance evidence, MFMP or buyer-portal information, expected payment path, and any assignment, notice, retainage, or dispute issue.
- 03
Compare the partner's final terms
Review the amount, advance rate, total cost, reserve, recourse, collateral or guarantee, assignment, notice, payment mechanics, and consequences of delay or dispute.
WHO IT IS FOR
Florida prime contractors, eligible subcontractors, and certified firms.
Potential coverage is for commercial government-contract activity and remains transaction- and partner-specific.
Direct public award holders
Businesses billing a Florida agency, county, municipality, school, authority, university, or federal agency under a direct award.
Documented work under a prime
Some subcontract requests may be considered when the prime relationship, approval path, payment terms, and assignment rights are clear.
Federal and Florida certifications
8(a), HUBZone, SDVOSB, WOSB, and eligible Florida woman-, veteran-, or minority-owned firms planning performance capacity.
Explore set-aside funding →FLORIDA COVERAGE
From Tallahassee procurement to South Florida and local awards.
The procurement portal identifies an opportunity; the executed contract identifies the public customer and payment obligations.
MFMP and State agency awards
MyFloridaMarketPlace supports vendor registration, sourcing, purchase-order information, and other State procurement activity. Florida DFS provides vendor and payment resources.
Separate local procurement systems
Miami-Dade uses INFORMS, Broward uses BPRO, and Orlando advertises through OpenGov. Other counties, cities, schools, and authorities may use different systems.
Federal awards remain federal
A federal award performed in Florida follows its federal contract, invoice platform, acceptance record, and payment clauses rather than Florida's State procurement rules.
MFMP is not an invoice funder.
MyFloridaMarketPlace is Florida's eProcurement system. It does not lend money or purchase contractor invoices. GoVendor separately seeks introductions to independent commercial funding partners.
OFFICIAL RESOURCES
Florida procurement and vendor-payment links.
These are official government resources. GoVendor is not affiliated with or endorsed by any listed public body.
MyFloridaMarketPlaceOfficial overview of Florida's State eProcurement system and vendor resources.MFMP Vendor Information PortalVendor registration, electronic purchase-order information, bids, and sourcing access.Florida Division of State PurchasingOfficial State purchasing programs, contracts, and vendor guidance.Florida DFS Vendor ResourcesOfficial State vendor payment, direct-deposit, vendor-relations, and payment-history guidance.Florida Statutes § 215.422Official State invoice-processing, prompt-payment, dispute, and vendor-ombudsman provisions.Miami-Dade INFORMSOfficial County online bidding and supplier-registration resource.Broward County PurchasingOfficial BPRO registration, solicitations, results, and vendor information.Florida Office of Supplier DevelopmentOfficial certification information for eligible Florida woman-, veteran-, and minority-owned businesses.SAM.gov OpportunitiesOfficial federal contract opportunities, including federal work performed in Florida.
NEXT STEPS
Build a cleaner Florida funding request.
FLORIDA CONTRACTOR FINANCING
Prepare the Florida award before cash flow controls the job.
Share the public buyer, contract, invoice or milestone status, expected payment path, and immediate business-purpose funding need.
Get Matched With a Partner Serving Florida GoVendor does not lend or guarantee funding. Independent partner approval, pricing, structure, advance rate, and timing vary.