Invoice advance
Cash advanced by an independent partner against an eligible invoice or government receivable.
GoVendorFind Your Funding Partner Now GOVERNMENT CONTRACTOR FUNDING HUB
Turn a public award into a working capital plan.
Use this hub to understand government contract financing, invoice advances, receivables factoring, bridge financing, contractor cash flow, surety capacity, and set-aside support—then decide whether a partner match fits the job.
GoVendor provides general information and introductions to independent partners. It does not lend, certify businesses, promise approval, or set a partner’s pricing or final terms.
START HERE
Choose the guide that matches your cash-flow question.
Each page links to the next relevant decision so contractors and search engines can follow the full topic cluster.
01 · Cash-flow guideWhy Government Payments Take 60–90 DaysFollow the chain from performance and acceptance to a proper invoice, approval, voucher processing, and agency payment.Read the guide →02 · State funding hubState Government Contractor Funding GuidesCompare Illinois, Michigan, and Florida procurement and payment resources while retaining nationwide Advance coverage.Read the guide →03 · Michigan web guideMichigan Contractor Funding PlaybookPrepare a SIGMA VSS, Detroit, local, or federal award for independent partner review.Read the guide →04 · Florida web guideFlorida Contractor Funding PlaybookPrepare an MFMP, Miami-Dade, Broward, local, or federal award for independent partner review.Read the guide →05 · Web guide + PDFIllinois Contractor Funding PlaybookA step-by-step readiness plan plus the branded 10-page downloadable guide.Read the guide →06 · Program guide8(a), HUBZone, SDVOSB & WOSB FundingCertification context, contractor funding options, and readiness steps for federal set-aside firms.Read the guide →
FUNDING TYPES
The market uses several names for different cash-flow tools.
Focus on when the money is needed, what asset or payment supports it, and what the final agreement requires.
Invoice factoring
A structure that may involve the purchase or assignment of eligible receivables, reserves, notices, and recourse terms.
Working capital
Capital intended to mobilize payroll, materials, equipment, insurance, or subcontractors before an approved invoice exists.
Bridge financing
Short-term business-purpose financing that spans a defined period until a contract milestone or expected payment.
READINESS
A faster review starts with a cleaner file.
Do not wait for a partner to discover the missing link between the award, performance, invoice, acceptance, and payment office.
Award evidenceExecuted contract, award notice, purchase order, task order, scope, value, and performance period.
Payment evidenceBilling schedule, invoice, acceptance, receiving report, voucher status, and expected payment path.
Business capacityUse-of-funds budget, ownership, insurance, bonding, certifications, and recent operating information requested securely.
Contract restrictionsAssignment, notice, recourse, subcontract, dispute, and change-order terms that may affect eligibility.
PROGRAM + PLACE
Connect the contract type, program, and geography.
A funding plan becomes more useful when it reflects both the awarding body and the contractor’s program requirements.
GOVENDOR ADVANCE
Turn the guide into one focused partner match.
Share the award, expected billing date, and costs that arrive first. GoVendor will look for an independent partner aligned with the agency, contract, and transaction size.
Find Your Funding Partner Now Free to request. No obligation to accept. Funding remains subject to partner underwriting, approval, and final agreements.